#No.42, Rajaji Salai, Chennai-600001, India | claims@tandjinsurance.com

Claims

Please Email Us With All Claims Supporting Documents At:
claims@tandjinsurance.com

  • Claims Procedures
  • Appoint T&j as Consultant
  • Provide T&j With Documents as Required by Them In The Link Email Provided
  • Provide T&j With any Additional Documents/information Relating To Claim, As and When Required By Them
  • For Loading/discharging Liquid/dry Bulk Ships In Indian Ports
  • Appoint T&j as Consultant
  • Provide to t&j with copy of charter party/fixture note relevant to the ship/shipment
  • Follow through charterer agent in respective port in india as per process given by t&j
  • Complete shipment and through charterer agent in respective port in india as per advice of t&j complete statement of facts(sof) and laytime statement for relevant ship/shipment
  • In the event of any claim arising in the shipment-provide to t&j relevant.

Claim Documents For Processing For Settlement

Insurer To Ensure The Following:
  • take measures as may be reasonable as possible for the purpose of minimizing a loss.
  • remove cargo from wet package.
  • ensure to keep damaged cargo aside pending insurer’s decision if a survey is required.
  • to assist/cooperate in the reworking/ reconditioning/ repacking/ testing/ repairs etc of the cargo that is damaged/affected.
  • to assist in the salvage sale.
  • ensure that all rights against carriers, bailees or 3rd parties are properly preserved.
  • Supporting Documents For The Claim Process:

Supporting Documents For The Claim Process:

  • Submit The Following Documents For Your Claim:
  • Insurance certificate/policy
  • Commercial invoice
  • Packing list
  • Bill of lading/airway bill with terms and conditions on the reverse side
  • Survey report or other documentary evidence to show the extent of the loss or damage
  • Delivery note/receipt/order
  • Correspondence exchanged with the carriers and other parties regarding their liability for the loss or damage.
  • Other documents may be requested, if applicable:
  • Replacement quotations
  • Claim bill
  • Cargo manifest
  • Container damage report
  • Written confirmation of non-delivery from carrier
  • Police statement/report for theft/hijack cases

Claims Process For Marine Cargo

  • a) Notify
  • Notify your intermediary or t&j immediately of any occurrence that may require a claim.
  • Give notice in writing to the carriers or other bailees within 3 days of the delivery of cargo if the loss or damage was not apparent at the time of delivery.
  • b) Survey Call
  • Call for survey immediately and request the carrier or other bailees for joint survey
  • For imports, contact your broker/agent or t&j
  • For exports, contact the survey agent stated in the insurance certificate/policy
  • c) Mitigate loss
  • Take all practical steps to mitigate the loss or damage
  • d) Report to Police
  • Report to police immediately (within 24 hours) in case of theft, burglary or damage.
  • e) Examine the goods
  • Take photos of the damaged goods, if applicable, do not dispose the damaged goods
  • To clause delivery receipts where goods are received in doubtful condition.
  • When delivery is made by container, to ensure that the container and its seal are examined immediately.

Pre-inspection And Loss Adjustment Of General And Motor Nsurance Claims

  • Special Consultancy Work Involves:
  • Pre-risk inspection and loss adjustment of general insurance claims, including, property, marine cargo, motor, construction and mining equipment for all major insurance companies and brokers.
  • Managing motor claims, interacting with finance & underwriting departments ensuring smooth operations and disbursement of claim.
  • Micromanaging verticals. Disposal of salvage wrecks and maintenance of salvage register.
  • Pursuing any claim for cargo loss/mishandling/demurrage if any. Work guarantee.
  • Our work for claim settlement is quick, time bound and result oriented for well-founded and genuine claims. We do not handle non genuine claims.